mortgage Archives - Julie Campbell Home Mortgage Loans Brigham City Utah

Why Now Is A Great Time To Apply For A Home Loan The idea of owning a home is enough to bring joy to nearly anyone’s eyes. The reality is that many people are a bit skeptical about looking for a home in the present climate. While the pandemic can make it hard for people to go outside and explore, now is still a great time to apply for a home loan.

This is a great opportunity for people to fulfill their homeownership dreams. There are a few reasons why now is a great time to look for a home.

The Property Prices Are Low

First, property prices are low right now. There are a lot of people who are looking to move and not many people are looking to buy a home. This means that property prices are lower now than they have been in the recent past.

There are a few reasons why this matters. First, those who had a home in mind might be able to buy one for a lower price. Second, with a cheaper purchase price, the taxes on the home are going to be lower. This could also mean that a potential homebuyer might be able to put down a lower down payment.

Interest Rate Are Low

In addition to property prices being low, interest rates are low as well. Some people might only focus on the sticker price of a home; however, the interest rate on a potential home loan is even more important. Even a few points of interest could end up making a difference of hundreds of thousands of dollars over the life of a loan.

Lenders are looking for people to take out home loans right now. This means that they might be willing to give someone a break on their interest rate, particularly if they have money to put down.

Now Is A Time To Buy

There aren’t a lot of times like the present when it comes to buying a house. There are many people who have been looking to buy a home but might not have been able to afford one. The current climate makes it a great time to apply for a home loan.

Why not get pre-approved and become a more competitive applicant for a current house on the market?

The era of social distancing has impacted everyone and this has left people wondering how they are going to maintain control over their sanity. The positive news is that social distancing doesn’t mean that people have to stay inside at all times.

There are still ways to go outside and remain socially distant. Check out a few fun activities that people can do together while still social distancing.

Take A Trip To A Local State Park

One of the great ideas that people should try this summer involves taking a trip to a local state park. While a lot of businesses have remained closed, there are state parks that remain open.

These parks often have dozens of miles of trails that people can hike and explore plants, animals, and the beauty of the great outdoors. While it is possible that other people will be on the trails, it isn’t hard for friends and family members to remain socially distant during a visit to a state park.

Explore The Neighborhood

Perhaps the local community park is packed. Instead, think about walking around the rest of the neighborhood. Chances are, there are spots right in the backyard that are brand new. There might even be a spot that has always been on the bucket list that has never been visited. This is an opportunity for people to open their eyes to the rest of the neighborhood while social distancing. Why not take this chance to say hello to someone new?

Pick Up A New Sport

While there are some sports that cannot be played while social distancing, there are some that can. Some of the great options include running, swimming, golf, tennis, and even frisbee golf. While social distancing can be hard for those who love to play team sports, there are still other sports that can be played even during the era of social distancing. It is important for people to take care of their physical health during this time. This is a great chance to pick up a new sport.

Activities For Social Distancing

These are a few of the top activities that people can do outside while still social distancing. Why not give them a try?